Happy New Year. Hope you all brought in the new year with a positive mind-set and ready to achieve your goals. It’s the first Monday of the New Year and you should make the most of it. I didn’t participate in any New Years Eve festivities as I haven’t for the past three years actually. I brought it in at home with my favorite Moscato, filmed a YouTube make-up tutorial while listening to the new Fabolous x Trey Songz mixtape.
It’s never too late to begin saving money. It’s never too late to work on your credit, whether you need to build it or repair it, it’s something very important to maintain. As we go into the new year I’d like to share some tips on saving money and a few friends shared different ways they save money.